Buy now, pay monthly with Affirm

Spread the cost of a purchase over $50 into 12 easy monthly payments. Just select Affirm at checkout.

Up to 0–31.99% APR (where available and subject to provincial regulatory limitations). Subject to eligibility check and approval. A down payment may be required. See actual terms at checkout.

You're in Control

Choose to make 12 monthly payments to help manage your budget.

No Hidden Fees

Know up front exactly what you'll pay, with no hidden costs and no suprises.

What is Affirm?

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.

Why use Affirm?

Prequalify before you buy

Get your Affirm spending limit while you’re still shopping.

Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.

Easy payments

Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.

How do I use Affirm?

1Select Affirm at Checkout

Shop at your favourite stores that offer Affirm and select us as your payment option at checkout.

2Get set up

Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.

3Enjoy your purchase!

Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.


Q: Are there requirements to use Affirm?
Q: How do I sign up?
Q: Does Affirm do a credit check?
Q: What is Affirm’s interest rate?
Q: I was not able to complete a Affirm transaction. What happened?
Q: Which payment methods are accepted?
Q: How can I track my payments and access my Affirm account?
Q: What if I can’t make a payment?
Q: Are there late or NSF fees?
Q: How do returns work if I paid using Affirm?
Q: I still have questions.

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see